Bancorp Rhode Island Inc. (BARI) Dividend Summary

Bancorp Rhode Island, Inc. is the parent company of Bank Rhode Island. Bank Rhode Island is a full service, FDIC-insured, state-chartered financial institution.

Last update 10/28/2010

Dividend Yield Summary

	2009	2008	2009	2010	2011	2012
Dividends	$0.68	$0.68	$0	$0	$0	$0
Price	$25.28	$25.47	$0	$0	$0	$0
Yield	2.69 %	2.67 %	0 %	0 %	0 %	0 %

Earnings Information

Next Report Date	10/15/2009
Estimated EPS (year)	$0.81
Estimated EPS (quarter)	$0.23
Estimated EPS Growth	6.00%
Payout Ratio	0.54%
Payout change vs. 5 year average	0.20%

Dividend/Split History

Date	Amount Per Share/Split Ratio	Type
2010-03-10	$0.17000	Dividend
2009-09-09	$0.17000	Dividend
2008-09-03	$0.17000	Dividend

Company Profile

Bancorp Rhode Island, Inc. is the parent company of Bank Rhode Island. Bank Rhode Island is a full service, FDIC-insured, state-chartered financial institution.

BCP RHODE ISLD
One Turks Head Place
Providence, RI 02903, USA
Phone: 401 456-5000
Fax: 401 456-5059
Web: www.bankri.com
Email: simmonsl@bankri.com

Key Information

Sector:	Finance
Industry:	BANKS & THRIFTS
Analysts	2
Fiscal Year End:	December
Next Reported Fiscal Year:	2008
Last Reported Quarter:	6/30/2009

Management

Chmn.; Dir.	Malcolm G. Chace
Presi.; C.E.O.; Dir.	Merrill W. Sherman
C.F.O.; Treas.	Linda H. Simmons
Controller; Princ. Acctg. Off.	Michael J. Hebert
Dir.	Karen Adams

Competitors

SIC Code: 6021

Ticker	Company Name
WBS	WEBSTER FINL CP
FULT	FULTON FINL
WL	WILMINGTON TRST
SUSQ	SUSQUEHANNA BSH
VLY	VALLEY NATL BCP
NPBC	NATL PENN BCSHS
NAL	NEWALLIANCE BCS

Bancorp Rhode Island Inc. BARI (NSDQ) Financial Ratios

P/E
Current FY Estimate	31.21
Trailing 12 Months	19.91
PEG Ratio	5.20

EPS Growth
vs. Previous Year	-85.42%
vs. Previous Quarter	-68.18%

Sales Growth
vs. Previous Year	-6.53%
vs. Previous Quarter	0.43%

Price Ratios
Price/Book	0.97
Price/Cash Flow	19.60
Price/Sales	1.34

ROE
06/30/2009	5.35
03/30/2009	6.64
12/30/2008	7.44

ROA
06/30/2009	0.44
03/30/2009	0.55
12/30/2008	0.61

Current Ratio
06/30/2009	1.00
03/30/2009	1.01
12/30/2008	1.02

Quick Ratio
06/30/2009	1.00
03/30/2009	1.01
12/30/2008	1.02

Operating Margin
06/30/2009	7.80
03/30/2009	9.37
12/30/2008	10.06

Net Margin
06/30/2009	7.80
03/30/2009	9.37
12/30/2008	10.06

Pre-Tax Margin
06/30/2009	11.53
03/30/2009	13.93
12/30/2008	14.93

Book Value
06/30/2009	26.19
03/30/2009	26.63
12/30/2008	32.74

Inventory Turnover
06/30/2009	0.00
03/30/2009	0.00
12/30/2008	0.00

Debt-to-Equity
06/30/2009	2.37
03/30/2009	2.18
12/30/2008	1.69

Debt-to-Capital
06/30/2009	65.68
03/30/2009	63.86
12/30/2008	62.78

Quick Quote

Updated as of N/A

Last Trade:	0.00
Trade Time:	N/A
Change:	N/A
Open:	N/A
High:	N/A
Low:	N/A
Volume:	0

Security Details

Exchange	NSDQ
CUSIP
Split Date	-
Split Factor	0
Shares outstanding	4.60
Beta	0.58

Detailed Quote as of 09/09/2009

Price	$25.28
52 Week High	$31.15
52 Week Low	$15.50
Price Change (4 weeks)	$3.18
Price Change (12 weeks)	$21.13
Price Change (YTD)	$19.25
Price Change (4 weeks) vs. S&P	$2.58
Price Change (12 weeks) vs. S&P	$12.77
Price Change (YTD) vs. S&P	$5.97
Average Daily Volume (20 Days)	21,122
Market Capitalization	$116.26

Price History

Earning Announcement

Last Confirmation Date	2010-08-24
Next Earnings Announcement Date	2010-10-28
Earnings Quarter	Q3
Announcement Status	Unconfirmed

Investor Conference Call

Date	2010-07-22
Time	11:00:00
URL	Conference Call Information

Last Dividend Payout

Announcement Date	2010-01-28
Record Date	2010-02-17
Pay Date	2010-03-10
Amount Per Share	$0.17

Board Shareholder Meeting

First Quarter	2010-04-29
Second Quarter	2009-07-30
Third Quarter	2009-10-29
Fourth Quarter	2010-01-28