Advance America, Cash Advance Centers Inc. (AEA) Dividend Summary

Advance America, Cash Advance Centers, Inc. is the largest provider of payday cash advance services in the United States, as measured by the number of payday cash advance centers operated. Payday cash advances are small-denomination, short-term, unsecured advances that are typically due on the customer's next payday. They provide these services primarily to middle-income working individuals.

Last update 10/28/2010

Dividend Yield Summary

	2009	2008	2007	2008	2009	2010
Dividends	$0.25	$0.5	$0.5	$0	$0	$0
Price	$5.61	$2.76	$10.16	$0	$0	$0
Yield	4.46 %	18.12 %	4.92 %	0 %	0 %	0 %

Earnings Information

Next Report Date	10/28/2009
Estimated EPS (year)	$0.64
Estimated EPS (quarter)	$0.14
Estimated EPS Growth	15.00%
Payout Ratio	0.39%
Payout change vs. 5 year average	-0.16%

Dividend/Split History

Date	Amount Per Share/Split Ratio	Type
2010-09-03	$0.06000	Dividend
2010-06-04	$0.06000	Dividend
2010-03-05	$0.06000	Dividend
2009-12-04	$0.06000	Dividend
2009-09-04	$0.06000	Dividend
2008-09-05	$0.12000	Dividend
2008-02-22	$0.12500	Dividend
2007-11-23	$0.12500	Dividend
2007-08-24	$0.12500	Dividend
2007-05-24	$0.12500	Dividend
2007-02-26	$0.12500	Dividend

Company Profile

ADV AMER CASH
135 North Church Street
Spartanburg, SC 29306, USA
Phone: 864 342-5600
Fax: 864-342-5612
Web: www.advanceamericacash.com
Email:

Key Information

Sector:	Finance
Industry:	FINANCE
Analysts	4
Fiscal Year End:	December
Next Reported Fiscal Year:	2008
Last Reported Quarter:	6/30/2009

Management

Chmn.; Dir.	George D. Johnson Jr.
V.Chmn.; Dir.	William M. Webster IV
Presi.; C.E.O.	Kenneth Compton
Exec. V.P.; C.F.O	John I. Hill
Dir.	Olin W. Nisbet

Competitors

SIC Code: 6141

Ticker	Company Name
COF	CAPITAL ONE FIN
SLM	SLM CORP
DFS	DISCOVER FIN SV
ACF	AMERICREDIT CP
NNI	NELNET INC CL-A
STU	STUDENT LOAN CP
NISGY	NISSIN CO LTD

Advance America, Cash Advance Centers Inc. AEA (NYSE) Financial Ratios

P/E
Current FY Estimate	8.78
Trailing 12 Months	8.75
PEG Ratio	0.59

EPS Growth
vs. Previous Year	-21.43%
vs. Previous Quarter	-60.71%

Sales Growth
vs. Previous Year	-7.41%
vs. Previous Quarter	-4.01%

Price Ratios
Price/Book	1.84
Price/Cash Flow	5.66
Price/Sales	0.53

ROE
06/30/2009	21.80
03/30/2009	23.56
12/30/2008	25.25

ROA
06/30/2009	9.04
03/30/2009	9.50
12/30/2008	10.53

Current Ratio
06/30/2009	5.26
03/30/2009	4.84
12/30/2008	4.90

Quick Ratio
06/30/2009	5.25
03/30/2009	4.84
12/30/2008	4.90

Operating Margin
06/30/2009	5.92
03/30/2009	6.21
12/30/2008	6.88

Net Margin
06/30/2009	5.52
03/30/2009	5.82
12/30/2008	6.77

Pre-Tax Margin
06/30/2009	9.80
03/30/2009	10.80
12/30/2008	10.65

Book Value
06/30/2009	3.04
03/30/2009	2.97
12/30/2008	2.80

Inventory Turnover
06/30/2009	0.00
03/30/2009	0.00
12/30/2008	0.00

Debt-to-Equity
06/30/2009	0.87
03/30/2009	0.78
12/30/2008	1.14

Debt-to-Capital
06/30/2009	49.68
03/30/2009	43.75
12/30/2008	53.17

Quick Quote

Updated as of 4:05pm

Last Trade:	8.56
Trade Time:	4:05pm
Change:	+0.30
Open:	8.32
High:	8.59
Low:	8.32
Volume:	547,480

Security Details

Exchange	NYSE
CUSIP
Split Date	-
Split Factor	0
Shares outstanding	61.65
Beta	3.2

Detailed Quote as of 09/09/2009

Price	$5.60
52 Week High	$5.96
52 Week Low	$0.84
Price Change (4 weeks)	$7.28
Price Change (12 weeks)	$24.44
Price Change (YTD)	$196.30
Price Change (4 weeks) vs. S&P	$6.65
Price Change (12 weeks) vs. S&P	$15.85
Price Change (YTD) vs. S&P	$163.31
Average Daily Volume (20 Days)	235,742
Market Capitalization	$345.24

Price History

Earning Announcement

Last Confirmation Date	2010-07-21
Next Earnings Announcement Date	2010-10-28
Earnings Quarter	Q3
Announcement Status	Unconfirmed

Investor Conference Call

Date	2010-07-29
Time	08:00:00
URL	Conference Call Information

Last Dividend Payout

Announcement Date	2010-07-28
Record Date	2010-08-24
Pay Date	2010-09-03
Amount Per Share	$0.06

Board Shareholder Meeting

First Quarter	2009-04-29
Second Quarter	2008-07-23
Third Quarter	2008-10-29
Fourth Quarter	2009-02-19